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Commercial Insurance

Navigating the complexities of commercial insurance requires a partner who understands the unique challenges your business faces. At Mr. Insurance, we offer a range of commercial insurance options tailored to protect your business from risks and liabilities, allowing you to focus on growth and success.

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Get the coverage you need.

In today's ever-changing world, where risk is a constant, your business insurance shouldn't be a source of stress. We're here to make things easier for you. By thoroughly understanding your business and unique situation, we can create personalized, comprehensive, and cost-effective insurance solutions that fit you like a glove.

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Commercial Trucking Insurance

Protection for Commercial Trucking and transport vehicles

Tailored truck insurance offers enhanced protection for businesses with commercial vehicles, exceeding basic auto coverage. Essential for companies with employee use of personal vehicles, it provides increased liability and collision insurance, with non-owned truck liability coverage for added security. Simplify your insurance journey with us to find the ideal coverage for your commercial truck or fleet operation today.

  • What is business auto insurance, and why is it necessary?

    Business auto insurance provides coverage for commercial vehicles used for business purposes. It's necessary to protect business assets and liabilities associated with vehicle operations.

  • How does business auto insurance differ from personal auto insurance?

    Business auto insurance offers higher liability coverage and collision insurance compared to personal auto insurance policies, reflecting the increased risks and assets involved in commercial operations.

  • What additional coverage options are available with commercial auto insurance?

    Additional coverage options with commercial auto insurance include higher liability limits, collision coverage, and optional coverages like comprehensive coverage and uninsured/underinsured motorist coverage.

  • Why is non-owned car liability coverage important for businesses?

    Non-owned car liability coverage is important for businesses when employees use their personal vehicles for work-related tasks. It helps protect against legal complications and liabilities if employees are injured or their vehicles damaged during work activities.

  • How can businesses ensure they have the proper coverage with commercial auto insurance?

    To ensure proper coverage with commercial auto insurance, businesses should work with experienced insurance advisors who can assess their specific needs, recommend appropriate coverage options, and tailor policies to fit their operations.

Commercial Property Insurance

Coverage that protects your assets

Protect your business assets with commercial property insurance. Fire, flooding, theft, or accidental damage can devastate your business, making insurance coverage essential. Commercial property insurance replaces lost or damaged property and covers associated losses, such as lost income. Policies can also cover unexpected costs like rebuilding to meet building codes and removing debris. Ensure your business location, assets, and income are protected with commercial property insurance.

  • Why does my business need commercial property insurance?

    Commercial property insurance is essential to protect your business assets from damage or loss due to various risks, including fire, flooding, theft, or accidental damage.

  • What does commercial property insurance cover?

    Commercial property insurance covers the cost of replacing lost or damaged property and associated losses, such as lost income during business interruption.

  • Does commercial property insurance include coverage for lost income?

    Some commercial property insurance policies include coverage for lost income resulting from business interruption due to property damage.

  • What additional costs can commercial property insurance cover?

    Commercial property insurance can cover additional costs like rebuilding to meet building codes, removing debris, and protecting property during reconstruction.

  • How can commercial property insurance protect against unexpected risks?

    Commercial property insurance protects against unexpected risks by providing financial coverage for various hazards and ensuring business continuity in the event of property damage or loss.

Business Owners Insurance

Coverage for businesses of all sizes

A Business Owners Policy (BOP) is a comprehensive insurance package that combines property and liability coverage to protect your business. Our customized coverage addresses industry-specific challenges, protecting your assets and shielding your business from risks. With a BOP, you can focus on expanding confidently, knowing you're prepared for uncertainties and risks. Invest in a BOP for peace of mind and secure your business's future.

  • Why does my business need business owners insurance?

    Your business needs business owners insurance because it faces various risks daily, from property damage to customer-related liabilities. Having the right policy in place protects your business and its assets against unforeseen events.

  • What does a Business Owners Policy (BOP) include?

    A Business Owners Policy (BOP) typically includes two main coverages: property insurance and liability insurance. Property insurance covers risks related to your business premises, equipment, and vehicles, while liability insurance protects against damage to people you deal with and their property.

  • How does liability insurance protect my business?

    Liability insurance safeguards your business from potential lawsuits and claims arising from injuries or property damage caused by your business operations. It covers legal expenses, settlements, and judgments, helping to protect your financial interests.

  • How can a BOP benefit my startup or established business?

    A BOP can benefit both startups and established businesses by providing comprehensive coverage tailored to their specific needs. It offers convenience, cost-effectiveness, and peace of mind, allowing business owners to focus on growing their business without worrying about potential risks.

  • How do I get a customized Business Owners Policy for my business?

    To get a customized Business Owners Policy for your business, simply contact us today. Our team will assess your business needs, discuss your options, and tailor a policy that provides the right level of coverage for your unique situation. We're here to help you protect your business, income, and assets effectively.

General Liability Insurance

Comprehensive protection that keeps up with your industry

Tailored general liability insurance protects your business from various risks, covering damages to property, injuries, and liabilities. It shields against unforeseen costs, whether from damage to buildings, equipment, or third-party claims. However, it doesn't cover professional advice errors or data loss. Generally required when meeting clients or accessing their equipment, it's vital for most businesses. We customize policies to fit your specific needs, ensuring comprehensive protection. Contact us for tailored solutions.

  • What does general liability insurance cover?

    General liability insurance mainly covers bodily injury and property damage to third parties, excluding professional advice errors. It protects against liabilities arising from accidents or incidents on your business premises or caused by your operations.

  • What exceptions are there to general liability coverage?

    Exceptions to general liability coverage include damages related to data loss, reputation damage resulting from defamation, and liabilities arising from inadequate professional advice. Errors & omissions insurance (E&O) is designed to cover these specific risks.

  • When is general liability insurance required for businesses?

    General liability insurance is typically required for businesses that interact with clients, have physical access to their equipment, or need it as a contractual requirement. It provides financial protection against third-party claims and liabilities.

  • Does general liability insurance cover professional advice errors?

    No, general liability insurance does not cover errors in professional advice or services. Errors & omissions insurance (E&O) is a separate policy that specifically covers claims related to professional negligence or mistakes.

  • How can I get a customized general liability insurance policy for my business?

    To get a customized general liability insurance policy for your business, reach out to us for personalized assistance. We'll assess your business risks and tailor a policy that meets your specific needs, ensuring comprehensive protection against potential liabilities and damages.

Commercial Auto Insurance

Coverage to protect your business cars, trucks, & other vehicles

Tailored business auto insurance provides custom coverage for commercial vehicles, safeguarding both business and personal assets from additional exposure. It offers higher liability coverage and collision insurance compared to individual auto insurance policies, ensuring comprehensive protection for businesses with fleets. Essential for employees using personal vehicles for work, employers can also opt for non-owned car liability coverage to mitigate risks. Let us simplify the process and find the right coverage for your business.

  • What is business auto insurance, and why is it necessary?

    Business auto insurance provides coverage for commercial vehicles used for business purposes. It's necessary to protect business assets and liabilities associated with vehicle operations.

  • How does business auto insurance differ from personal auto insurance?

    Business auto insurance offers higher liability coverage and collision insurance compared to personal auto insurance policies, reflecting the increased risks and assets involved in commercial operations.

  • What additional coverage options are available with commercial auto insurance?

    Additional coverage options with commercial auto insurance include higher liability limits, collision coverage, and optional coverages like comprehensive coverage and uninsured/underinsured motorist coverage.

  • Why is non-owned car liability coverage important for businesses?

    Non-owned car liability coverage is important for businesses when employees use their personal vehicles for work-related tasks. It helps protect against legal complications and liabilities if employees are injured or their vehicles damaged during work activities.

  • How can businesses ensure they have the proper coverage with commercial auto insurance?

    To ensure proper coverage with commercial auto insurance, businesses should work with experienced insurance advisors who can assess their specific needs, recommend appropriate coverage options, and tailor policies to fit their operations.

Other Forms of Commercial Insurance We Offer

Get in touch with our team of advisors to ask about other ways we can serve you.

Contact Us Today!
  • Cyber Liability Insurance
  • Environmental Insurance
  • Commercial Earthquake Insurance
  • Commercial Umbrella Insurance
  • Employment Practice Liability Insurance
  • Errors & Omissions Liability Insurance
  • Directors & Officers Liability Insurance
  • Flood Insurance
  • Crime Insurance
  • Builders Risk Insurance
  • Liquor Liability Insurance
  • Event Insurance
  • Surety Bond Insurance
  • Probate Bond Insurance
  • Inland Marine Insurance
  • Systems Breakdown Insurance
  • Key Person Life Insurance
  • Fiduciary Liability Insurance
  • Vacant Building Insurance
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